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Before you buy

Covid-19 Cover is automatically included within your policy at no extra cost.

This includes:

  • Cancellation if you have a COVID-19 diagnosis within 14 days of your departure date
  • Emergency medical treatment and repatriation if you contract COVID-19 while abroad
  • Unlimited medical expenses included with our 'Black cover'

It is essential that you check the latest FCDO advice for your destination before you travel. Out travel insurance policies do not provide cover for travel to an area where the FCDO advises against all but essential travel, unless you purchase our optional Enhanced Covid-19 cover that will protect you if the advice is given solely as a result of Covid 19. This cover is available to purchase and will be displayed on the ‘Extra cover options’ page presented to you after you have completed the ‘Your Quote’ page. Please note, this cover only applies to travel in Europe.

Customers with serious pre-existing medical conditions

We are happy to offer cover for many medical conditions. However, if you would like an alternative quote for your medical conditions or if we are unable to offer you a quote, you can access a directory of specialist medical travel insurers who may be able to provide you with cover. You can access this by clicking here or by calling 0800 138 7777.

Your trip

The maximum trip duration for Single trip policies is 94 days.

If you are travelling to multiple countries during the same trip, please enter each country so that we can make sure you have the right cover.

Cruise cover: For single trip policies If you are travelling on a cruise, please ensure that you select the Cruise cover add on. Available on the Extra cover options page.

You won't be covered under this policy if you're going on a cruise unless you select this cover which will incur an additional premium.

A 12-month policy that allows you to travel on multiple occasions up to 92 days per trip for Black cover and 62 for Orange and Silver cover.

Cruise cover is not covered on our Annual multi trip policies:
If you are travelling on a cruise, please purchase a Single trip policy and select the Cruise cover add on.

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Single trip

The maximum trip duration for Single trip policies is 94 days.

If you are travelling to multiple countries during the same trip, please enter each country so that we can make sure you have the right cover.

Annual Multi-trip


Europe including the UK

Albania, Andorra, Armenia, Austria, Azerbaijan, the Azores, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, the Faroe Islands, Finland (including Lapland), France, Georgia, Germany, Gibraltar, Greece (including the Greek Islands), Hungary, Iceland, Ireland (Republic), Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Moldova, Monaco, Montenegro, the Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, the Russian Federation, San Marino, Serbia, Slovakia, Slovenia, Spain (including the Balearic Islands and the Canary Islands), Sweden, Switzerland, Turkey, Ukraine, the United Kingdom and the Vatican City.

Worldwide excluding USA, Canada, Mexico and the Caribbean

All countries of the world EXCEPT: Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Bermuda, Bonaire, St Eustatius and Saba, Canada, Caribbean Islands, Cayman Islands, Cuba, Curaçao, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Jamaica, Martinique, Mexico, Montserrat, Netherlands Antilles, Puerto Rico, St Barthelemy / St Barts, St Croix, St Kitts and Nevis, St Lucia, St Maarten/ St Martin, St Pierre and Miquelon, St Thomas, St Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, the United States of America, Virgin Islands (UK), Virgin Islands (US).

Worldwide including USA, Canada, Mexico and the Caribbean

All countries of the world.

Important: Cover is not provided for travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office www.gov.uk/foreign-travel-advice has advised against all travel or all but essential travel.

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Winter Sports

You won't be covered under this policy whilst taking part in Winter Sports unless you select this cover which will incur an additional premium. Winter sports insurance provides cover for emergency medical treatment caused by your participation in Winter Sport activities, the delay, loss, theft or damage to your ski equipment, cover for ski pack expenses, piste closure and avalanche closure. Cover is not available to policyholders aged 65 and over. Under annual multi trip, cover is for up to 17 days.

Important: For Annual multi trip policies you will not be covered for holiday cancellation until your policy start date. Please choose today's date if you want cover as soon as possible.

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Just Me

One person who is 18 years of age or over.

Couple

An individual and their partner provided they have lived together for at least six months or longer.

Family

A maximum of two adults (aged 18 or over) can be covered by a 'Family' policy.

An individual and their partner provided they live together and up to nine of their dependent children (which can include fostered or adopted children) who are 17 years of age or under at the date of buying this policy and are either in full time education or living with them; or

An individual and their partner provided they live together for at least six months or longer and up to nine of their grandchildren who are travelling with them for the full duration of the trip, and who are 17 years of age or under at the date of buying this policy.

Group travel

A group of individuals who may not all be related and are named on one policy schedule under a Single Trip policy. All members of the group must travel together.

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10% OFF TRAVEL INSURANCE FOR RAC CUSTOMERS

You must have a standalone RAC Breakdown policy, RAC European Breakdown Cover or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount.

RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison or cashback websites.

The discount will not apply to extended gadget cover.

This offer can be withdrawn or amended at any time.

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PROMOTIONAL CODE

If you have a promotional code for one of our seasonal offers, please insert it here.

Only one discount will be applied. If you have a 10% off RAC members or RAC Car Insurance discount, you can’t also use a promotional code.

By clicking the 'Get Your Quote' button you are confirming that you have read, understand and meet our eligibility conditions.

Help & more information

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Call centre opening times

0330 159 0405

Monday to Friday: 09:00-17:00 (except bank holidays)

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