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Important information for coronavirus/Covid-19

From 23:59 on 16 March 2020, RAC travel insurance policies will no longer provide cover for claims relating to Coronavirus disease (COVID-19).

Our travel insurance policies do not cover travel undertaken to an area where the FCO advise against all or all but essential travel. If you have already planned a trip to one of the areas highlighted by the FCO, your policy may provide cover for cancelling your trip. Please visit the FCO website for the latest travel advice.

Customers with serious pre-existing medical conditions

We are happy to offer cover for many medical conditions. However, if you would like an alternative quote for your medical conditions or if we are unable to offer you a quote, you can access a directory of specialist medical travel insurers who may be able to provide you with cover. You can access this by clicking here or by calling 0800 138 7777.

Your trip

A policy for a one off trip that starts and ends in the UK, up to 94 days depending upon your age.
A 12-month policy that allows you to travel on multiple occasions up to 92 days per trip for Black cover and 62 for Orange and Silver cover.
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Single trip

Note: No cover is provided for any trip in, to, or through Afghanistan, Iran, Iraq, Liberia, North Korea, South Sudan, Sudan or Syria.

Annual Multi-trip

Europe including the UK

Albania, Andorra, Armenia, Austria, Azerbaijan, Azores, Balearics, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Canary Islands, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland (Republic), Israel, Italy, Lapland, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, Romania, Russian Federation, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom and Vatican City.

Worldwide excluding USA, Canada, Mexico and the Caribbean

All countries in the world excluding the USA, Canada, Mexico, the islands of the Caribbean and Bermuda.


All countries of the world.

Note: No cover is provided for any trip in, to, or through Afghanistan, Iran, Iraq, Liberia, North Korea, South Sudan, Sudan or Syria.

Important: Cover is not provided for travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office has advised against all travel or all but essential travel.

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Winter Sports

This optional extra provides cover for winter sports and equipment. Please refer to the policy wording for a full list of activities covered and terms and conditions

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Just Me

One person who is 18 years of age or over.


An individual and their partner provided they have lived together for at least six months or longer.


A maximum of two adults (aged 18 or over) can be covered by a 'Family' policy.

An individual and their partner provided they live together and up to nine of their dependent children (which can include fostered or adopted children) who are 17 years of age or under at the date of buying this policy and are either in full time education or living with them; or

An individual and their partner provided they live together for at least six months or longer and up to nine of their grandchildren who are travelling with them for the full duration of the trip, and who are 17 years of age or under at the date of buying this policy.

Group travel

A group of individuals who may not all be related and are named on one policy schedule under a Single Trip policy. All members of the group must travel together.

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You must have a standalone RAC Breakdown policy or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount.

RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison or cashback websites.

The discount will not apply to extended gadget cover.

This offer can be withdrawn or amended at any time.

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If you have a promotional code for one of our seasonal offers, please insert it here.

Only one discount will be applied. If you have a 10% off RAC members or RAC Car Insurance discount, you can’t also use a promotional code.

By clicking the 'Get Your Quote' button you are confirming that you have read, understand and meet our eligibility conditions.

Help & more information

Email us:
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Call centre opening times

0330 159 0405

Monday to Friday 08:00-19:00
Saturday 09:00-17:00